1. How Many Title Loan Institutions Are There in New Prague, MN?
We found 5 car title loan stores located in New Prague, MN.
3. What Do People Say about the Best Car Title Loan Service in New Prague, MN?
First Bank & Trust, New Prague offers the best service in New Prague, MN. You can go through some product reviews on it below. "For general banking purposes, First Bank and Trust is easy to use, simple to understand, and the most easy to work with bank we have ever interacted with before in our lives! It is actually enjoyable to bank here and to build relationships with the bankers.
However, when it comes to home loans and refinancing, we would recommend steering somewhere else. I have to preface this by acknowledging our ignorance of how the process works which is why we were so patient as we were told it was a process. First Bank and Trust was also so stellar on every other front that we trusted them completely. We were first time home owners looking to get a refinance when interest rates dropped. Throughout this time we had also messaged support multiple times to make sure everything was okay with our banker as there were long periods without communication. This is the rough breakdown...
June 28th 2020 -- We started the initial communication about a refinance. Over the next several months we had meetings and phone calls to make sure our jobs and finances were in good positions.
March 3rd, 2021 -- We finalized our application.
March 12th, 2021 -- All known documents needed were submitted.
April 4th, 2021 -- Email asking about status. No response.
April 7th, 2021 -- Followup email asking about status. No response.
June 8th, 2021 -- Email and call asking about status. No response.
August 8th, 2021 -- Email asking about status. Response from banker on August 10th saying that they will give an update soon.
November 11th, 2021 -- Update is received from banker requesting work information. Information sent right away.
November 29th, 2021 -- Email asking about status.
December 5th, 2021 -- Email asking about status.
December 24th, 2021 -- Email received from banker requesting work information again. Information sent right away.
December 28th, 2021 -- Email asking about status
December 29th, 2021 -- Email received from banker the asking for work information again. We emailed right back and asked for status of refinance which we have still not received at any point.
NO MORE COMMUNICATION FROM THIS BANKER
December 30th, 2021 -- We began with another banker from First Bank and Trust. Phone call followed by needing to resubmit all of our information because the last banker had not even started our refinance in the first place. We had to start all over again.
January 3rd 2022 through May 6th 2022 -- Better emailing back and forth with the new banker with more communication success! While this banker was great to deal with there was little they could do. Between our initial application in March of 2021 and May 6th of 2022 my wife and I had both started different jobs which don't currently work into the refinance requirements. The banker explained that we either need new jobs or we have to wait 2 years to try again, and in our current situation we have to wait 2 years to try for a refinance again anywhere. Because of how all of our other banking experiences were, we had trusted First Bank and Trust and it has been a big let down. It kept us from applying for any other form of credit over the past 2 years as they told us we needed to hold off until the refinance was finalized. Paying for everything with cash over that time was hard a few times such as when we had to get a car and didn't have that much money saved at the time.
This is all to say that for all everyday banking, we will never go anywhere else besides First Bank and Trust as long as they keep on doing what they have been. But for anything related to home loans and refinancing, we would sadly never recommend them to anyone."
5. Can I Get Title Loans with No Credit Inquiry in New Prague, MN?
Absolutely not! Credit pulls are a neccessary part of getting auto title loans. However, you can turn to loans with only a soft pull.
2. What Are the Top 3 Title Loan Institutions in New Prague, MN?
First Bank & Trust, New Prague, Scott County Abstract & Title, Inc., and Edina Realty are the top 3 car title loan stores in New Prague, MN.
4. Can People with a Bad Credit Score Have Instant Title Loans in New Prague, MN?
Yes! There are some auto title loan providers offer loans regardless of your credit ratings.
6. Do I Qualify for Instant Title Loans If I Am Unemployed in New Prague, MN?
Of course. But you might be asked to provide other sources of income in this case.
7. How to Apply for Instant Title Loans in New Prague, MN?
Making your application in person and filling out an online request form are both good ways to get title loans in New Prague, MN. Hit on to reach out nearby title loans!
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