Title Loans > Minnesota > Milaca > SPIRE Credit Union - Milaca

SPIRE Credit Union - Milaca 3rd Ave, Milaca

Credit union
4
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(9)
+1 651-215-3500
https://www.myspire.com/Branches-ATMs/Milaca
400 3rd Ave SW, Milaca, MN 56353, United States
Saturday9AM–12PMCLOSED
  • Saturday9AM–12PM
  • SundayClosed
  • Monday9AM–4:30PM
  • Tuesday9AM–4:30PM
  • Wednesday9AM–4:30PM
  • Thursday9AM–4:30PM
  • Friday8:30AM–6PM

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    Reviews

    4 stars based on 9 reviews

    • S

      Savannah Lee
      1

      The employees at this branch refuse to do anything for a member. Every single time I come here with any type of transaction there is always an issue or a manager that does not want to do their job. Spire is such an amazing company and every other branch is so fantastic, I will never go to this one again. I will happily drive anywhere else for service.

      Response from the owner

      Savannah: We are sorry to hear about your recent experience at SPIRE Milaca. Our Assistant Vice President of Relationship and Service Experience has reached out to you to learn more about how we can better serve you. Thank you for your feedback and for being a SPIRE member.

    • J

      Jay Johnson
      5

      The best banking experiences I have ever experienced anywhere. Small town kindness with nationwide options for those that travel. I wish I found this a long time ago as the mega bank I was a customer at for years treated me like a number. Three cheers to every staff member at Spire from the tellers to the Management!!

      Response from the owner

      Thank you, Jay! Thanks for being a SPIRE Member!

    • T

      Travis
      1

      I have had a couple issues with spire. They have great rates but their customer service can be poor. First I went to get a loan for a 2017GMC 2500 Sierra, which was being purchased from an auction. I mentioned right up front it was from an auction. Got approved and everything was going good. I had to be on a flight so they told me that I would get an e-document to sign and that I would receive it in 20-30min via email. An hour goes by and no email, so I call them. I call the persons direct line that I was working with. "Sorry your loan was denied because it is coming from an auction". I asked to talk to a manager and the manager explained their policy... That's fine but I just wasted 4+ hours going through the loan process. After explaining this to the manager his reply was, "she is telling me she was never informed this truck was purchased from an auction". It was discussed several times throughout the loan process. I had to write a check for the truck out of my business account. I wasn't happy. Fast forward to today. My father calls for a loan on a 2014 Jayco. He was purchasing this camper from out of state. This was told to them right up front. Which their reply was "that's fine this should go through with in 24hours". My father goes into the bank to get things started and do the paper work. He was told his payments would be $350 a month. He was also told that they need to send in the paper work to the main office and then the main office sends it back for him to sign. This all sounds like a quick process. 4 business days go by and nothing from Spire. Finally yesterday 9/30/2019 my father calls them. To which the Lady at the bank replies that the paper work isn't ready and is waiting on the main office. He decided to go in to hopefully get this process moving faster. To his surprise his loan price has gone up to $420 a month. She said it was because of tax and license fees(which she asked if he was going to take care of these fees the first time they met). She stated they do not allow him to take care of his own tax and license fees. Then at 4:00pm(end of the day) she says "does the seller have a paper copy of the title?". This is an out of state vehicle(which was mentioned 8 days ago) and different states have different policies on proof of ownership. The bank owns this vehicle, so now the seller has to have the bank send proof of ownership which can take up to two days. How was this not mentioned 8 days ago when my father first walked in? I booked a plane ticket to pick the vehicle up this Saturday and arranged a babysitter for my daughter. I am a single father, so this took a lot of planning to get this vehicle back. It was planned in this time frame based on the information Spire provided to my father. The first phone call to spire was made almost 2 weeks ago. Spire made this seem like a simple/fast process and it has been anything but. To top it off they say they are going to mail the check once they get proof of owner ship. Mail the check!? Now we have to wait for them to mail the check, the current owner to pay off his loan, and then get a lien release.. I really want to like Spire, like I said in the beginning they have great rates, but their professionalism and customer service is lacking. It's really a shame.

      Response from the owner

      Travis: Thank you for taking the time to share your experiences with SPIRE. There are a lot of moving parts to a loan application that are often out of our control - especially processes and decisions of other financial institutions. However, that could have been better communicated to you and your father by our staff and we could have been more upfront on the information we needed to complete the app. Our Assistant Vice President of Relationship & Service Experience would like to talk to you about your experiences so we can do better in the future. Please email us your contact information at [email protected] so he can reach out to you. Thank you for being a SPIRE Member!

    • B

      Bailey
      5

      I love spire so much. I had an auto loan with them but a checking and savings at TCF. I switched completely and now do all my banking with spire. The atmosphere is so different from a traditional bank, the customer service is way better than tcf or other banks, and the ease of use is so much better too. I love this credit union and I'll never go back to a "bank"

    • K

      K T
      5

      I’ve had an account with Spire for years! Every encounter I’ve had has been so pleasant compared to other banks. Today I went in and I had a BUNCH of stuff that needed to be taken care of, and I knew I was going to be a hassle. A woman named Karen in the Milaca Branch helped me with everything with a SMILE! Someone give this lady a raise! Thank you for your patience Karen!

      Response from the owner

      Thanks for being a member, Katlynn!

    • B

      Barbara Bothum
      2

      I've ALWAYS felt that IF I am to trust a FINANCIAL institution, they should TRUST ME, BUT, this one REALLY DOES NOT, ALSO, they DON'T replace your debit CARD as needed, so YOU CAN'T BANK WITH THEM UNTIL IT'S UPDATED, BUT IT'S YOUR RESPONSIBILITY, NOT THEIRS, BUT THEY HA E COMPUTERS, I DON'T!!! TRUSTWORTHINESS, QUESTIONABLE!?? 🤔🙏🙏🙏

      Response from the owner

      Barbara: We are sorry to hear you have not had a good experience at SPIRE Milaca. We definitely want you to feel confident and secure in your financial institution. Our Assistant Vice President of Relationship and Service Experience will be reaching out to you to learn more on how we can serve you better. Thank you for being a SPIRE member!

    • E

      Evie Waschenbecker
      5

      This place is kept clean and neat. The workers are also very kind and they take fairly good measure to keep everything safe.

      Response from the owner

      Thank you for the 5 stars and kind words, Evie! We appreciate your loyalty to SPIRE.

    • L

      Lori DeYoung
      1

      Not member but needed to get my mother change (nickles for bingo at her assisted living facility) and representative refused to give exchange because not a member.😩

      Response from the owner

      Lori: We apologize for the inconvenience. We do only offer this service to members. Though, we would be happy to have you at SPIRE!

    • A

      Andy & Teri
      5

      Love spire , great place to do your banking 👍🤑

      Response from the owner

      Thank you and thanks for being a SPIRE member!

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    FAQs

    • 1. How Can I Contact SPIRE Credit Union - Milaca?

      Simply make a phone call at +1 651-215-3500 or just submit your information on their homepage.
    • 3. How To Get Loans with SPIRE Credit Union - Milaca?

      Just submit your information on their homepage. If you are looking for online installment loans, visit our website to get more details.
    • 5. What Will Happen If I Fail to Repay My Loan?

      You should look over the late payment policy of the agreement. Contact your lenders immediately to reach out any potential solution.
    • 2. I Do Not Even Have the Slightest Idea About Where SPIRE Credit Union - Milaca Is, How To Get There?

      SPIRE Credit Union - Milaca is at 400 3rd Ave SW, Milaca, MN 56353, United States. Please check the map to guide you there.
    • 4. Is SPIRE Credit Union - Milaca a Lender or an Agency?

      SPIRE Credit Union - Milaca is a Credit union. As a professional broker, US Title Loans also partners you with several reputable lenders offering loans with competitive rates. Get your payday loans for bad credit on our platform today!
    • 6. Can I Obtain Loans for People Who Have Bad Credit with SPIRE Credit Union - Milaca?

      Yes. You can also enter this page to get online title loans regardless of your credit ratings.