SDCCU Pacific Beach Branch Garnet Ave, San Diego

Apply for Your Loan within Minutes!

$2500

Get Started Now!

• M

  Michael Hallahan

  1

  This "credit union" totally screwed my credit for no good reason!!. I stopped using my checking account in march due to moving out of the area and switching to another bank. I forgot to close the account. Unbeknownst to me, I accidentally selected my sdccu checking account to make a payment on a credit card. This put my account in the negative. I had no idea and was never called about it. The only correspondence I recieved was an email about an "e notice" from sdccu, which I ignored because i figured it was regarding a statement being available or something innocuous. They didn't bother to give me a curtesy before reporting the collection to the credit bureaus, dinging my flawless credit report. My fico score went from 780 to 646. My plans to purchase a home are severely impacted now. I thought credit unions were supposed to be member owned and consumer friendly; not this one! I found out about the overdraft completely by chance, i thought i had a small positive balance in the account so i logged in to transfer it out and close the account. By that time, they had already closed my account and i was unable to pay it online. I called in and they informed me i would have to mail the balance or come in person to pay it. I happened to be back in California temporarily for work so i planned on going on the weekend to the branch to pay it off. Before i made it there it had already hit my credit!!! This is so disappointing that SDCCU made no effort to inform me of this tiny $220 debt before seriously screwing up my life. Who knows how many tens of thousands of dollars this will cost me interest in the future, if i can even qualify for financing now...

• J

  Jay Cee

  5

  This branch totally changed my views on this bank as a whole. Special Thanks to Natasha and Jennifer for all your info on planning for a successful rebuild of my credit. Where they were not able to help firsthand, the employees were able to offer advice from their real-world experience as to the best way going about completing certain tasks to obtain a certain goal, financially. If you are a person with limited means or have made stupid mistakes in the past, go in with the correct info and you will find a place to rebuild from past mistakes, financially.

• P

  Paul Jessop

  1

  *AVOID AT ALL COSTS* *CHARGED ILLEGAL FEES AND SUBMITTED FALSE INFORMATION TO THE CREDIT BUREAUS* *REFUSED ARBITRATION WHEN PROVIDED WITH PROOF OF THEIR ERROR* Please note that the employees at this branch are ALL great, they just work for an EVIL organization.

• L

  L L

  5

  Literally thee best SDCCU branch in San Diego. Customer service is excellent, plenty of parking, and fast service. Highly recommend.

• T

  Tuyen Nguyen

  2

  Terrible phone service ...I wait for 30 minutes no one to answer me ..good service I like it ..but when just want to call make it appointment..no one answer until 30 minutes

• K

  Kevin Barnett

  1

  Terrible phone service. Prepare to wait on the phone FOREVER before talking to someone. If you want to speak to someone on the phone, find another bank.

• J

  John Mcclane

  1

  Open a checking account elsewhere. They also check your credit score to see if you get approved.

• M

  Michael Mortenson

  1

  Horrible! They acted as if they could care less about me or my account! Very cold and impersonal.

• L

  Lars Kappler

  5

  Service is always prompt and friendly